|I live in Colorado and my parents in St. George. One month after we put mom in a nursing home, dad took a turn for the worse and also had to go in. It was a real shock. What made matters worse was, they were in two different nursing homes. Dad was at the Red Cliffs Health and Rehab and mom as at the Hurricane Health and Rehabilitation nursing home. Medicare paid for the first few months, but both nursing home’s said Medicare would soon be running out and they wanted to know how my parents would be paying the nearly $12,000 per month to keep them in the facilities. They suggested Medicaid – but after I told them about their assets – a house with a reverse mortgage, two time shares, a 5th wheel trailer, a couple of cars, life insurance, an annuity, a trust and some savings – they told me they couldn’t qualify.
My sister and I panicked, and the nursing homes were concerned about who was going to pay. Thankfully, both nursing homes suggested I contact Tim to see if he could help. I called him and after a long and very helpful telephone conversation, I felt hopeful there was a way to get Medicaid to pay for their care. My sister and I didn’t have the money to help them, so Medicaid was our only hope. Tim said there were some obstacles to overcome, but he believed they were surmountable. I hired him on the spot, and he took over the whole Medicaid application process. There were quite a few troubling assets and roadblocks to overcome, but he worked his way through them and got both my parents on Medicaid. What a relief and blessing to know they can stay in the nursing home until they finally pass on.
Tim was wonderful to work with. I was able to work with him over the phone and through emails to get him the massive amount of paper work Medicaid kept asking for. All I can say is, if someone has a loved one heading to a nursing home, they need to talk to Tim as soon as they can. I strongly recommend him. I’m so glad the nursing homes gave me his name.
|When Utah Valley Regional Hospital started the discharge process to move my wife from the hospital to Provo Rehabilitation and Nursing I was really concerned about how we would pay for the nursing home. It was going to be over $7,000 per month. The discharge planner at the hospital told me we should consider Medicaid but I didn’t think we could qualify because it was just for very poor people. But the planner said I might be wrong about that. She gave me Tim’s brochure and encouraged me to call him to see what could be done.
I gave him a call and briefly told him about our situation, and he agreed to come down to the nursing home and talk to both of us about some possible solutions (he was very accommodating to come down to the hospital to meet with us). After explaining our situation, what assets and resources we had, we were so happy and relieved to hear him tell us we could qualify for Medicaid by using some strategies he helped people use to get eligible. He also told me, by doing what he suggested, I would end up being able to keep almost all of our assets for my use, and not have to pay them to the nursing home.
And that’s exactly what he did when I hired him to take on the Medicaid application and qualification process. Medicaid would have told me to just spend down our extra assets on her care, but Tim used an approach that allowed me to keep those extra assets. There was a lot of paper work, but Tim marshaled it all, and did everything including completing the application and all the paperwork and responding to Medicaid requests. He got her approved and I was able to keep essentially all of our assets. I’m so grateful the discharge planner at the hospital recommend that I call Tim, because we didn’t know where to turn for help. He knows his stuff and it was so wonderful for him to take that worry and heavy burden from me so I could concentrate on spending time with my wife.
|I live in St. George and a few years after my mom died, dad had to go to a nursing home. When he first went in, I asked about Medicaid and was told he could only have $2,000 and since he had more than that, he wouldn’t qualify. So I just started using his money to pay the $5,000 per month charge. I did that for about a year. Then, the nursing home, St. George Care and Rehabilitation Center sent me a flyer about a Medicaid attorney who was giving a presentation at the nursing home who said he knew ways for people with too much money to save some for a spouse or their children and still be able to qualify for Medicaid. I was tired of paying that $5,000 every month and watching dads money just dwindle to nothing. So, I was interested, but skeptical. Everyone I talked to said I just had to pay the money to the nursing home until it was all gone. However, I figured if there was a way to save some of his money instead of paying it all to the nursing home, it would be worth my time to go listen. So, I took the time to show up and hear what he had to say.
What a surprise. After explaining the Medicaid rules on a level us normal people could understand, he explained some of the loopholes and strategies people could use to get their loved one on Medicaid and at the same time save some of their money for their family. After listening to him explain this, I raised my hand and said – “where do I sign up!” I ended up turning it all over to Tim, and he got my dad on Medicaid and we as his children, were able to keep about $45,000 of his money. I told him I wished I had known about him the year before and hadn’t spent $60,000 on nursing home bills.
I’m so glad the nursing home asked Tim to make a presentation to their residents and invited me to attend. I have no problem recommending Tim and I told him he needed to do more to let people know about what he can do.
|I’m more than happy to recommend your services and kind help to anyone facing the challenges of Medicaid and nursing home. You helped save our family thousands of dollars we thought would have to go to the nursing home. Mom always wanted to be able to pass on some of what she and dad had saved over the years to us kids – but we kept telling her it was her money and we didn’t expect to get anything. But she just hated the idea of spending everything she had, lose her house, and leave nothing for us kids.
That’s what we expected to happen but how thankful we were that the admission people at Heritage Nursing Home gave us your brochure and told us to call you. What you did for us was wonderful. It took a while for you to get it done – mainly because we had to sell mom’s house – but you were amazingly able to save a lot of that money for us kids. It really was remarkable what you were able to do for us. We always told mom we didn’t care about getting any of her money and she should spend it all for her care. It was a huge paperwork challenge, but you took it on and got it done for us. We didn’t expect to keep as much of mom’s money as you saved for us – but it made her very happy to see some of what she and dad had worked for all their life got to go to us as a family. We also appreciate your continued help and answering our questions for over 2 years.
|I live in Roy and my husband was suffering from a degenerative condition. I thought I was prepared to take care of him at home, but it was just too much for me. I agonized over the decision to move him to a nursing home but it had to be done, so I moved him to Manorcare Health Services in Ogden. I knew it would be very expensive and I didn’t know if we could afford it. We live in a senior community so I talked to a lot of friends who told me I would lose my house and we would have to spend all our money on his care before Medicaid would pay. It was just so confusing to me. So when my son, who works for the Yellow Pages selling ad space, said he remembered talking to an attorney that did something with Medicaid, he gave Tim a call. What a stroke of luck.
I can’t tell you how wonderful it was to work with Tim. He just took everything over for me and got my sweetheart on Medicaid. What a relief to know his care would be paid for the rest of his life – and Tim saved almost all of our savings for me to keep. I didn’t know you could do that.
Tim was so kind to continue to stay in touch with me as I would often get notices from Medicaid. He said to call him anytime and I did. He was always patient to explain what was going on. He helped me with the annual review and made sure I did everything correctly. I found Medicaid is a stickler on the rules. My husband died at the first of the year, and that was difficult me, but I can honestly say knowing I wasn’t going to go broke paying for his care, took a big burden off my shoulders. Thanks Tim.